What mortgage loan types are available for those who wish to fulfill the dream of owning a home? There are several loan types available and each has its advantages. The three major loan types are VA, FHA and conventional. A conventional mortgage loan is the most basic type and the easiest to understand. When you […]
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If you’re considering a home loan, your most important job is to ask a lot of questions. It’s only natural that you won’t understand all the complexities of the deal in the beginning. You weren’t trained to. But, if you’re going to make the biggest financial transaction of your life, it’s essential that you do […]
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A short sale, if done well, can allow you to walk away from your home free and clear, even if you’re underwater right now. For many homeowners, a short sale is the only option that allows them to avoid certain foreclosure. What Is a Short Sale? A short sale is when a bank agrees to […]
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If foreclosure is looming on the horizon, now’s the time to kick into gear. Just because you’ve had trouble making payments doesn’t mean you have to lose your home. Instead, if you take action quickly and work with your lender, there’s a very good chance you can avoid foreclosure. These are three things you can […]
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Are you age 62 or older and considering a reverse mortgage? These can be hard loans for many to understand, but they can be beneficial if you’re elderly and in need of some extra cash. It doesn’t have to be paid back right away. Generally, it doesn’t get repaid until the last homeowner has passed […]
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Today, the asking price of most properties is quite large and usually beyond the normal means of the consumer. This is why a lot of people apply for a loan in order to acquire the property. To pre-qualify yourself for such a loan, you would need the help of a real estate tax mortgage calculator. […]
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